Kristine Appleton

Kristine Appleton

Kristine is an experienced economist who helps clients solve problems relating to commercial strategy, regulation and policy.

She combines her understanding of markets, competitive dynamics and consumer behaviour to help businesses make better commercial decisions and engage with regulators.

Kristine has extensive experience in payment markets and has advised both UK banks and regulators on commercial strategy and policy design for the future of cash, interbank and card payments. Kristine is also experienced on merger cases before the CMA, the EU and national European regulators across retail and financial services markets.

Kristine joined Frontier after completing her Master’s degree at the University of British Columbia in Vancouver.

Click here to read Kristine’s blog exploring the future of cash.